Portfolio Review


Understanding Why Investment Fees Matter

Investing your hard-earned money is a crucial step toward achieving your financial goals. However, it's not just about choosing the right investments; it's also important to consider the fees associated with your investment choices. Investment fees can have a significant impact on your overall returns, potentially affecting the growth of your portfolio over time. At Hebden Consulting, we are committed to helping you navigate the complex world of investment fees and ensuring that you make informed decisions for a prosperous financial future.

The Impact of Investment Fees

Many investors often underestimate the impact that fees can have on their investment returns. Even seemingly small percentage differences in fees can compound over the years, leading to substantial differences in your portfolio's value. High fees can erode your potential gains and diminish the long-term growth potential of your investments. Understanding the various types of fees, such as management fees, expense ratios, and transaction costs, is essential to making well-informed investment choices.

At Hebden Consulting, we specialise in helping individuals review their investment charges to ensure they are aligned with their financial objectives. Our team of experienced financial experts understands the intricacies of investment fees and how they can impact on your returns. Don't let investment fees hinder your financial growth. By minimising fees and maximising returns, you can unlock your full financial potential and work towards a more secure and prosperous future.

 
 

How transparent are your existing fees, do you know what your true cost of ownership is?

Are you really getting value for money once you’ve paid all your fees?

 
Lump sum investment
£1,000,000
Anticipated holding period
20 years
Anticipated return pa
7%
Current total costs pa*
2.5%
Potential total costs pa*
1.5%

*include ongoing financial advice, investment management, custody, commission, administration, platform fees and underlying fund charges

Anticipated return based on total costs of 2.5%
£2,332,211
Anticipated return based on 1.5% total costs
£2,860,225
Over 20 years, your investment could benefit by
£528,014

A simple reduction in annual charges could make all the difference to your financial freedom.

The above calculations are for information purposes general information. It is not intended to be personal advice, it does not take account of your circumstances or requirements and shall not be regarded as financial, legal, tax, or other professional advice.