Identifying Your Financial Strategy

Hebden Consulting help clients navigate complex financial issues, advising established expats considering their future to successful professionals contemplating a new move.

Most clients find managing their own finances a complicated business as they struggle to tackle complex tax and pension issues alongside challenging investment choices. Hebden Consulting understand that when you’re presented with a range of possibilities, making pressing financial decisions becomes much easier.

Pairing expert knowledge with personal goals

Our unique planning service begins with an initial and informal one-to-one meeting where we pair our financial expertise with your personal aspirations, creating a bespoke strategy to fit your future objectives. Our experienced planners ask all the right questions, offering professional advice built on years of valued research and a vast knowledge of the best products, services and providers on the market. We’ll also wade through voluminous data on your behalf, using our specialist skills, modelling technology and tools to design a financial plan that’s right for you.

Investing for the future in your time

Clients are often time poor and cash rich, with little time or energy to organise finances themselves. It is common to delay planning for retirement and people overvalue the importance of immediate income. They might also undervalue or ignore their future income needs, spending increasing amounts and not investing in their future selves. When they do, they have such a small window of opportunity they sometimes make the mistake of taking on too much or too little risk. We factor in a ‘time period for financial planning’, identifying solutions to fit individual circumstances in a constructive timeframe, such as:

· Maximising returns and mitigating risks

We can help you achieve reasonable rates of return on your investments without incurring undue levels of risk. We will also ensure that your main risks are mitigated by the right insurance.

· Avoiding common mistakes

Our financial planners can help you avoid common mistakes. Behavioural finance experts say that most mistakes are predictable and hardwired into human beings. Just by pointing these out, we can suggest when you might be behaving irregularly or recklessly in relation to your finances.

· Making informed decisions

Most people procrastinate about planning and then implement their plans due to the decisions having large emotional implications. Our financial planners can help you make more informed decisions.

With a comprehensive financial plan in place, your risks are reduced along with the stress of managing your finances alone. Whether you’re based at home or abroad, invest in your future today and let Hebden Consulting plan your finances at your own pace.

The information is provided in good faith without any warranty and is intended for informational purposes only. It does not constitute investment advice, recommendation, or an offer of any services or products for sale and is not intended to provide a sufficient basis on which to make an investment decision. For further details see our Regulatory Statement.

Andrew HeronMay 19, 2021